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Jumbo Loan

Home loans over $484,350.  Loans up to $3,000,000 with great fixed and ARM rates!


Jumbo Loan

Key Benefits

The Advantages of a Jumbo Loan

  • Interest rates are typically lower than conventional loans.
  • Choose between a fixed or adjustable interest rate for all jumbo loans.
  • Need more lenient down payment and credit requirements? See if you qualify for a jumbo FHA loan.
  • Veterans and service members who qualify for a VA loan can often buy a home with a much lower down payment compared to other loans.

Benefits of Getting Your Loan With Emmett Dempsey

  • Personalized service from one of Florida’s top rated lenders.
  • Balance of online tools and technology with a human client touch.
  • Clarity of mortgage options and financial benefits through a Mortgage Coach Total Cost Analysis.
  • Continued Annual Reviews of your mortgage and personal finances.

How It Works

The Different Types of Loans

  • All loans are available with a fixed or adjustable rate.
  • Available with different terms – the length of the mortgage.

How Jumbo Loans Work

  • Jumbo loans are also called “nonconforming” because they’re over the government’s conventional loan limits.
  • In most of the country, the conventional loan limit is $484,350. The limit is higher in areas where housing is more expensive.
  • For buying a home, we finance loans up to $3,000,000.
  • If you want to refinance to get cash out, you can get up to $750,000 back.

Jumbo Loan

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